At JMG Brokers, we offer expert mortgage advice tailored to your unique needs, helping you make the right choices when it comes to buying your home or refinancing your current mortgage. Whether you’re a first-time buyer, looking to remortgage, or seeking an investment property, we are here to guide you every step of the way.
Our experienced mortgage adviser will work with you to understand your financial goals and present you with the best mortgage options available. We take the time to explain the various types of mortgages, including fixed-rate, variable-rate, and buy-to-let options, ensuring that you make an informed decision that suits your budget and future plans.
Our Mortgage Services Include:
- First Time Buyer: We’ll help you navigate the process of buying your first home and understanding the mortgage options. We promise to recommend the right mortgage for you.
- Moving Home: Whether you’re upsizing, downsizing, or relocating, we assist in finding the best mortgage solution for your new home.
- Buy To Let: If you’re interested in investing in rental properties as an individual or through a Limited Company, we offer expert advice on buy-to-let mortgages and how to maximise your returns. We’ll work with you to find the most suitable option to meet your goals.
- Remortgage: Whether you want to reduce your monthly payments, secure a better rate, or release capital from your property, we’ll guide you through the remortgaging process.
- Further Advance: If you need to borrow more money against your property for home improvements, debt consolidation, or other financial needs, we can help you explore further advance options.
- Porting: If you’re moving home and want to take your existing mortgage with you, we can advise on the porting process and help ensure a smooth transition.
Our fees
We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider.
We will charge a fee for our mortgage advice service which will depend on what mortgage you need, your financial circumstances, and the complexity of what you want. The amount of fee will be between £100 and £599.
You need to pay the fee when you receive the mortgage offer. Any fee paid is non-refundable.
We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage illustration. You can ask in advance the percentage (of the loan) each lender will pay us.
If an application is submitted via a third party specialist (sometimes called a packager) we will be paid commission by them instead of the lender. This will be disclosed to you.
We believe in transparency when it comes to our fees. Our mortgage advice services are competitively priced as follows:
Initial Consultation – Free of charge (No-obligation consultation to discuss your options)
Mortgage Advice & Application Support – £399 (Payable upon the issue of Mortgage Offer)
Buy-to-Let & Portfolio Mortgage Advice – £399 (Payable upon the issue of Mortgage Offer)
Remortgaging & Further Advance – from £100 (Payable upon the issue of Mortgage Offer)
Specialist & Complex Cases – Pricing upon request
Please note that fees may vary depending on the complexity of the case. All fees will be discussed upfront during the initial consultation. You only pay once, even if you change the product.
Why Choose JMG Brokers?
- Personalised Advice: We take the time to understand your individual needs and provide advice that is tailored specifically to your financial situation.
- Access to a Wide Range of Lenders: We work with a variety of lenders to offer you the best possible mortgage options, often giving you access to deals not available on the high street.
- End-to-End Support: From your initial consultation to receiving the keys to your new home, we provide continuous support throughout the entire mortgage process.
- Protection Service: We offer a range of protection solutions tailored to your individual needs, helping you safeguard what matters most.
- Conveyancing Firm: We assist in selecting the right conveyancing firm.
At JMG Brokers, we believe that securing the right mortgage should be a smooth and stress-free experience. Our goal is to help you find a mortgage that suits your lifestyle, offering professional guidance and expert advice every step of the way.
Get in touch today for a consultation and let us help you find the perfect mortgage solution!
Disclaimer
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS
ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
MOST BUY-TO-LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY